# Loner: Urban Fantasy tags: #game/rpg/loner-urban-fantasy ![[Loner - Urban Fantasy (cover).jpg|300]] **Loner: Urban Fantasy** is the contemporary-city dial on **[[Loner]]** — a solo RPG set in a modern metropolis where magic bleeds through the cracks of mundane reality. Same tag-based chassis and Chance-vs-Risk oracle, now pointed at a city where power has always belonged to those willing to truly see what's underneath the streetlights. It's the line's most grounded-in-the-modern-day setting, and the veiled world it sketches is one long block away from your own. ## Setting The setting is the Veiled World: a contemporary city where the supernatural is hiding in plain sight and the Awakening process separates the ones who notice from the ones who never will. Character creation and traits fit a cast who've had their eyes opened — sometimes by choice, sometimes by accident — and the book goes on to describe magic in daily life, so a spell isn't a quest reward but something you live with like a roommate. It's urban fantasy for the solo player who wants the secret magic of the city without a group to coordinate. ## Mechanics The core is the shared Loner Oracle — roll a Chance die against a Risk die for yes/no, read ties as "Yes, but…," tick the Twist Counter. Urban Fantasy adds the Awakening process as a framing device and a **magic-in-daily-life** layer that treats the supernatural as ambient rather than exceptional. The tag-based character carries the fiction — the witch who runs a coffee shop, the detective who sees too much — while the Oracle decides what leaks through the cracks this scene. It's the dial that makes Loner's minimalism feel right at home in a city you could walk through tomorrow. ## Editions A single 2026 supplement (released February 2026). *In the library.* ## References - [Loner: Urban Fantasy - DriveThruRPG](https://www.drivethrurpg.com/en/product/554878/loner-urban-fantasy) - [Loner SRD (free full text) - Zotiquest Games](https://lonersrd.zotiquestgames.com/) - [Loner - Official Website](https://loner.zotiquestgames.com/)